HOW TO FIX YOUR CREDIT

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WHY YOUR CREDIT SCORE MATTERS

Bad credit can almost always be improved or corrected,

We'll show you how. In today's global credit crunch, your credit matters now more than ever. If you're in debt, want to buy a home, a car, a business, rent an apartment, or go to school, you need good credit.

Your credit effects many aspects of your life, including your chances at qualifying for the best rates on loans, credit cards, insurance premiums, utility rates, cell phones, and even your job opportunities, and promotions, empower yourself and uncover the knowledge to resolve your credit issues and achieve financial freedom.

UPCOMING CLASSES

1/15 Bristol Community College Attleboro 6:30 - 8:30pm

2/9 FREE EVENT 12pm – 2pm Hyde Park Health Associates 745 River St. Mattapan

3/3 Holyoke Community College 6:30- 9pm (413) 552- 2320

3/4 Assabet Valley Continuing Education 6 - 9pm 1 800- 537-6663 ext. 1474

4/6 Massasoit Community College Canton 6:30- 8:30pm (508) 588-9100

4/13 Mass Bay Community College Framingham 6- 8:30pm (508) 270-4103

4/14 Massasoit Community College Brockton 6:30- 8:30pm (508) 588-9100

4/11 Newton Community Education 6:30- 8:30pm (617) 559-6999

WHAT IS CREDIT ?

The ability to borrow money and manage it properly.

Buy now, pay later...

CRITICAL STATISITCS

lAmerican Credit card debt is more than the rest of the world combined.

lConsumer spending is 77% of our national GDP.

l75% of Americans don’t know their credit score.

Americans owe about 6.7 trillion dollars in debt.

l25% of all bankruptcies are under age 25.

lAverage family debt is $10,000 with a 17% interest rate.

lOf all U.S. industries, none has higher profits than the credit card industry.

WHAT ARE THE TYPES OF CREDIT ?

1. Revolving credit

-credit cards

-secured/unsecured credit cards

l2. Installment credit

-car loans

-student loans

-mortgages

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